Best Fleet Fuel Cards for Diesel in 2026: Comdata, EFS, WEX, Pilot Pro Compared

Updated August 31, 2026. Comdata figures are its advertised rates (comdata.com) for fleets of 20 or fewer trucks; WEX, EFS and FleetOne discounts are negotiated by contract and volume, not published flat rates. Verify current rates directly with each issuer before applying.

Top fleet fuel cards save $0.10-$0.40/gal at major chains.

The right card depends on what you drive and where you fuel. At 5,000 gal/month, saving 15 cents/gal = $750/month = $9,000/year.

Card	Best For	at Pilot	at Love's	at TA Petro	Fee
Comdata Fleet CardBest OTR	OTR trucker, multi-chain freight	10c/gal	8c/gal	Up to 40c/gal	No annual fee (transaction fees may apply)
EFS Fleet Card (WEX)	Owner-operator, savings cap needed	Negotiated	Negotiated	Negotiated	No annual fee
WEX Fleet Card	Mixed fleet, tight management	Negotiated	Negotiated	Negotiated	No annual fee (large fleet programs available)
Pilot Pro Card	Pilot-loyal driver	Points/rewards (2-5c equiv)	Not accepted	Not accepted	Free
Love's Express Card	Love's-loyal driver	Not accepted	8-10c/gal	Not accepted	Free
Fleet One EDGE (WEX)	Small fleet, owner-op	Negotiated	Negotiated	Negotiated	No annual fee

Comdata Fleet Card

TOP PICK OTR

The best card for OTR truckers who run across multiple chains, particularly those with TA Petro on their route. The 40-cent discount at TA Petro is the most generous per-gallon fleet-card discount available at any national chain. Comdata is owned by Corpay (the payments company formerly named FleetCor, rebranded March 2024) and accepted at all major chains and thousands of independent locations nationwide.

Fee: No annual fee (transaction fees may apply)Security: PIN required, real-time alerts, purchase restrictions

EFS Fleet Card (WEX)

EFS (Electronic Funds Source, acquired by WEX in 2016) is popular with owner-operators who want flexible spend controls. Strong acceptance network, competitive discounts, and the ability to set per-transaction limits make it a solid choice for fleets that need tight cost management. Discounts are slightly lower than Comdata at TA Petro but competitive at Pilot and Love's.

Fee: No annual feeSecurity: Per-transaction limits, GPS-match option, Level 3 data

WEX Fleet Card

WEX is a large fleet card platform with excellent spend management tools. For fleets with diverse vehicle types (not just Class 8 trucks) and tighter expense reporting needs, WEX's granular controls and telematics integrations provide value beyond pure per-gallon discount. WEX also powers many private-label fuel cards for fleet-management companies.

Fee: No annual fee (large fleet programs available)Security: Granular spend controls, driver PIN, telematics integration

Pilot Pro Card

Pilot Pro is a loyalty program card, not a discount-per-gallon fleet card. It earns points on fuel and purchases redeemable for showers, merchandise, and fuel credits. Best for drivers who run predominantly Pilot Flying J locations and want to accumulate loyalty benefits. Not competitive with Comdata or WEX on pure per-gallon discount.

Fee: FreeSecurity: Basic PIN, Pilot Flying J network only

Love's Express Card

Love's Express Card provides a consistent 8-10 cents/gal discount at all Love's Travel Stops. Best for drivers who run the I-40 / I-30 / I-35 corridor where Love's has dense coverage. Like Pilot Pro, it's network-limited - a Comdata holder running multi-chain gets better overall savings with a national fleet card.

Fee: FreeSecurity: Basic PIN, Love's network only

Fleet One EDGE (WEX)

Fleet One EDGE is a competitive option for small fleets and owner-operators who want a straightforward national fleet card with no annual fee. Acceptance is broad but discounts are slightly lower than Comdata or WEX at major chains. A reasonable entry-level fleet card for fleets fueling under 2,000 gallons/month.

Fee: No annual feeSecurity: Standard controls, nationwide acceptance

Calculate Your Potential Fleet Card Savings

Use the Fleet Fuel Calculator to see how much a fleet card saves with your specific fleet size, route, and monthly fuel volume.

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FAQ: Fleet Fuel Cards

Which fleet fuel card saves the most money? +

For OTR truckers running TA Petro, Comdata wins outright with 40 cents/gal off at TA Petro. At 100 gallons per fill, that's $40 saved. For fleets running Pilot or Love's primarily, WEX, EFS and Fleet One negotiate discounts by contract and volume rather than publishing a flat per-gallon rate. Pilot Pro and Love's Express are loyalty cards, not true fleet discount cards - their per-gallon savings are lower but they work without an application process. The best card for your fleet depends on which chains are on your route.

Do fleet cards have annual fees? +

Most national fleet cards (Comdata, WEX, EFS, Fleet One) have no annual fee. Transaction fees may apply - typically $0 to $0.10 per transaction depending on program terms. Chain loyalty cards (Pilot Pro, Love's Express) are always free. Enterprise fleet card programs (WEX, Comdata) may offer volume pricing or monthly minimums for large fleets.

Are fleet fuel cards worth it for owner-operators? +

Yes, for most owner-operators. An owner-op fueling 3,000 gallons/month saves $300/month at 10 cents/gal or $1,200/month at 40 cents/gal with Comdata at TA Petro. The annual savings ($3,600 at 10c, $14,400 at 40c) far exceed any transaction fees. The application process takes a few days and requires basic business info. Most owner-ops recover the card setup effort in the first fueling stop.

Can I use multiple fleet cards? +

Yes. Many OTR truckers carry two cards: a national fleet card (Comdata or WEX) for major chain discounts, and the Pilot Pro or Love's Express loyalty card for additional reward accumulation. This way you get the cash discount from the fleet card plus loyalty points from the chain card on the same purchase at chains that allow it. Always check each program's terms - some chain cards may not stack with national fleet card discounts.

Comdata discounts are its advertised rates on comdata.com (verified September 2026), which apply to fleets of 20 or fewer trucks; larger fleets negotiate custom pricing. WEX, EFS and Fleet One (all WEX brands) negotiate discounts by contract and volume rather than publishing a flat per-gallon rate, so no cents-off figure is shown for them - they are marked "Negotiated". Rates change; verify with each issuer before applying. DieselCostPerGallon.com carries no fleet-card referral links today, and card rankings reflect only each issuer's discount structure and network. Any referral links added later are labelled and never change how cards rank.

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